Mitch Irwin

Smart, responsible lending solutions.

Meet Mitch

I've been in the mortgage business for more than a decade. My success on behalf of my clients stems from being very good at the basics:

  • Analyzing credit
  • Preparing a budget to make sure you can truly afford the home (not just qualify)
  • Setting realistic timelines
  • Discussing the pros and cons of your mortgage options
  • Mastering the basics helps ensure your home ownership process will go smoothly during and after closing.

Help with Divorce Issues

Over the past 15 years, I have helped clients buy or refinance all types of properties – but what I'm best known for is being an expert within the family law community.

I help divorce attorneys, mediators and their clients address housing and mortgage issues while the divorce is in process. I communicate the lending guidelines to be aware of and determine if one party can afford to keep the home, whether the vacating spouse will be able to buy a home, and what language needs to be in the decree so the parties can achieve their individual goals. I look forward to helping you.

Watch my video series.

I first came to Mitch Irwin almost two years ago. He was recommended by multiple contacts as a guy who could help me through getting a house on the back end of a most painful divorce. His patience, compassion, and knowledge on the subject were the key factors in keeping me with Bell. He is a great asset to this company!
Kathleen F.

Honors & Awards

SMP14 SMP15 SMP16 SMP 2017 SMP 2018 SMP 2019 SMP_2020_55x60 SMP_2021 

Expertise and Specialties

  • Divorce mortgage specialist
  • Hamline Mediation Skills training


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

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Community Involvement

  • Spare Key

More About Me

I live in Hastings with my wife and 2 young sons. I enjoy golfing, snowmobiling, and the occasional triathlon.